Personal Injury · Stuart, Florida

Stuart Car Accident Lawyers

The crash changed more than your car. We fight to make the claim reflect it.

When someone else’s driving leaves you hurt, the insurance company starts measuring the claim almost immediately. Katz & Associates helps people in Stuart protect evidence, deal with adjusters, and build a clear record of what the crash changed at home, at work, and in their health.

No attorney fee unless compensation is recovered for you.

Trial-ready preparationEvery claim is built with the next stage in mind.
Evidence protected earlyRecords, photos, video, and witnesses can matter.
Insurance calls handledYou do not have to manage adjusters alone.
Established in StuartLocal representation from the firm’s Martin County office.
What matters first

You do not have to figure out what comes next on your own.

After a crash, it is normal to feel confused about what to do first, who to call, and what the insurance company expects. We explain the process in plain language, help you understand each decision, and keep the claim moving while you focus on your recovery.

Our job is to bring the claim under control. We show you what needs attention now, what can wait, and what should be reviewed before you sign or say anything that could affect your case.

Medical care

Get the care your injuries need.

Tell providers what changed after the crash and follow appropriate care. Florida’s PIP statute ties medical benefits to receiving initial services and care within 14 days, but your health should drive the medical decision.

Insurance calls

Know who is asking before you answer.

An adjuster may ask for a recorded statement, broad medical authorization, or quick settlement response. What you must provide depends on the policy and who is asking. A careful review can prevent a casual answer from becoming the insurer’s version of the claim.

Evidence

Protect what can change or disappear.

Crash-scene photos, vehicle damage, nearby video, witness information, reports, and electronic vehicle data can become harder to recover with time. The evidence plan should fit the crash, not a generic checklist.

Daily life

Record the disruption, not just the repair bill.

Missing work, losing transportation, needing help at home, changing childcare, and living with pain are part of what the crash changed. A strong claim connects the records to the real life behind them.

Florida law can move quickly after a crash. The 14-day PIP rule is one deadline, not the only issue. Read Florida Statutes 627.736.
Stuart and Martin County

A Stuart crash brings local evidence and local disruption.

Crashes near US 1, Kanner Highway, Monterey Road, Willoughby Boulevard, and the roads that connect Stuart with Palm City and Jensen Beach do not all create the same evidence trail. Location can affect the report, available video, witnesses, roadway records, and how quickly normal routines become difficult.

Road and intersection evidence

Signals, sight lines, nearby businesses, roadway design, and vehicle positions may help explain how the collision happened.

The life around the crash

Medical visits, work, school, caregiving, and transportation across Martin County can all be affected at once.

A Stuart office you can reach

Katz & Associates serves clients from 770 SE Indian Street, Suite A-16, Stuart, Florida.

How the claim is built

We build the case around the crash, the coverage, and the life it changed.

A car accident claim is not one insurance form. It is a connected record of fault, injuries, medical care, income loss, coverage, and the ways the crash affected daily life.

Protect the claim

We listen to what happened, identify the policies and parties, review time-sensitive issues, take over appropriate insurer communications, and determine which evidence needs attention.

Build the full picture

The record develops through crash evidence, the medical course, wage impact, available coverage, future needs, and the ordinary parts of life the injury made harder.

Apply pressure with purpose

We present a supported demand, answer fault and value disputes, negotiate from the evidence, and prepare for litigation when the insurer will not evaluate the claim fairly.

A clear next step

When the calls and bills keep coming, you should not have to manage the claim alone.

Tell us what happened, what hurts, and what the insurance company has asked you to do. We can start by identifying the decisions that need attention now and the ones that should wait for more information.

Florida coverage and fault

PIP may pay first. The full claim can reach further.

Florida’s no-fault system can make the beginning of a claim confusing. PIP, the at-fault driver’s liability coverage, uninsured motorist coverage, and other policies may play different roles.

Your policy

Personal Injury Protection

PIP can pay qualifying medical and disability benefits under the policy without first deciding who caused the crash. The statute requires initial services and care within 14 days for medical benefits.

PIP does not automatically account for every loss, every bill, or the full effect of a serious injury.

The liability claim

Fault, damages, and available coverage

A liability claim may address losses that PIP does not fully cover when another person or business caused the crash. The evidence, injury threshold, policy limits, and assigned fault can all affect the path.

If the other driver has little or no insurance, your own uninsured or underinsured motorist coverage may become important.

Crashes we handle

Different collisions create different proof problems.

The label on the police report does not decide the whole claim. The vehicles, drivers, employers, apps, coverage, and evidence determine what must be investigated.

Rear-end and chain-reaction crashes

More than one impact can complicate fault, causation, and the medical story.

Intersection and left-turn collisions

Signals, sight lines, vehicle damage, video, and witness accounts may become central.

Hit-and-run and uninsured drivers

Your own policy and other available coverage may become especially important.

The full harm

The claim should show what the crash took from your life.

There is no honest online calculator for a personal injury claim. Value depends on the evidence, medical course, fault, insurance, future needs, and how the injury changed your ability to work and live.

A supported claim brings those pieces together without promising an outcome that no lawyer can guarantee.

Health and medical careEmergency care, follow-up treatment, symptoms, limitations, and future needs supported by the record.
Work and incomeMissed time, reduced hours, lost opportunities, and limits on the work you can perform.
Transportation and homeVehicle loss, replacement transportation, household help, caregiving, and changed routines.
Pain and daily functionSleep, movement, recreation, relationships, and the ordinary tasks the injury made harder.
Katz and Associates attorneys in the Stuart office
Local representation

A Stuart office, a clear point of contact, and a case built for pressure.

Katz & Associates represents injured people from its Stuart office while connecting the car accident claim to the broader medical, insurance, work, and family consequences.

The goal is not to make you learn the insurance system. It is to give you a clear point of contact while the evidence and full loss are built into a claim the insurer must take seriously.

770 SE Indian Street, Suite A-16
Stuart, FL 34997
772-933-5289
What people ask after a Stuart crash

Clear answers before you make the next decision

These are the questions that often matter before a statement, release, repair decision, or settlement changes the path of a claim.

Should I talk to the other driver’s insurance company?

You may need to report basic facts, but you do not have to guess about your injuries or give a broad statement just because an adjuster asks. The safest response depends on who is calling, which policy applies, and what information is actually required.

What if my pain did not start until later?

Some symptoms become clearer after the first hours or days. Get appropriate medical care, explain when the symptoms began, and do not minimize a change just because it was not obvious at the scene. PIP’s 14-day rule can also affect medical benefits.

Who pays my medical bills while the claim is pending?

PIP may pay qualifying benefits first. Health insurance, medical-payment coverage, liens, and the liability claim can also affect how bills are handled. The answer depends on the policies, providers, and facts of the crash.

What if the insurer says I caused part of the crash?

A fault accusation is not the final word. Florida’s modified comparative fault law can reduce damages based on assigned fault and generally bars recovery when a party is found more than 50 percent at fault in covered negligence actions. Evidence should be reviewed before accepting the insurer’s percentage.

What if the driver left or had no insurance?

Report a hit-and-run promptly and review every available policy. Uninsured or underinsured motorist coverage, household policies, employer coverage, or another responsible party may affect the options. Coverage language matters.

How long do I have to bring a Florida car accident claim?

Florida generally gives two years for an action founded on negligence, but the correct deadline can change with the parties, date, claim type, notice requirements, and other facts. Evidence can disappear well before a lawsuit deadline, so timing should be reviewed early.