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You heal. We handle the pressure around the claim.
A serious collision can bring medical appointments, missed income, repair problems, and several insurers into your life at once. Katz organizes the moving parts, identifies the available coverage, and makes the responsible parties answer for the full loss.
No attorney fee unless compensation is recovered for you.
You should not have to spend recovery time coordinating adjusters, chasing records, or wondering whether a quick offer leaves important losses unpaid. We take responsibility for the legal and insurance work and keep the decisions understandable.
Keep appointments you can attend, tell us what is changing, and make the decisions only you can make. You do not need to become an adjuster, investigator, or claims coordinator.
We take the moving parts and turn them into a documented, organized demand for accountability.
A collision on a high-speed arterial is not investigated the same way as a parking-lot exit or an interstate pileup. The road and the vehicles tell us which records, policies, and responsible parties may matter.
Dense commercial access, turning movements, visitors, delivery traffic, and I-95 connections can create multiple witnesses, video sources, and coverage questions.
Higher speeds and long east-west travel can make braking distance, lane position, signal timing, and vehicle data important to fault analysis.
Frequent intersections, shopping access, and changing traffic volume may put business video, witness accounts, and precise impact location at the center of the proof.
Higher-speed and multi-vehicle crashes may involve state reports, commercial carriers, electronic data, out-of-area drivers, and more than one insurer.
Local planning context: Palm Beach Gardens Vision Zero program. A public road program does not establish fault in an individual collision; the specific evidence does.
Fault, coverage, medical care, work loss, and daily consequences must support one another. Katz coordinates those moving parts and makes the insurer address the complete story.
We identify each insurer, policy, adjuster, employer, owner, and other responsible party so conflicting calls do not dictate the pace of the claim.
We secure reports, photographs, video, vehicle evidence, witness information, electronic data, and corridor-specific facts before important proof is lost.
Medical care is only one part. We document wage loss, reduced capacity, transportation, household help, future needs, and limits on everyday life.
We organize liability, coverage, and damages into a claim that addresses the whole loss, then challenge delay, blame-shifting, or an incomplete valuation.
You do not need a perfect file or the right legal words. Tell us what happened and what the crash has changed. We will explain the immediate choices and how we can help carry the claim from here.
These rules do not decide every claim, and exceptions may apply. They explain why appropriate medical attention, early evidence work, and a claim-specific review can matter.
Florida’s PIP statute generally ties medical benefits to receiving initial services and care within 14 days after the crash. PIP does not automatically cover every loss.
Florida generally provides two years for an action founded on negligence. Different parties or claims can change the deadline.
A party found more than 50 percent at fault generally cannot recover in covered negligence actions.
The correct deadline and coverage path depend on the crash date, parties, policies, injury, notice rules, and other facts. This is general information, not advice about a specific claim.
“Rear-end,” “intersection,” or “hit-and-run” describes only part of the event. The claim also depends on responsibility, policy language, injury evidence, and what the collision will cost over time.
Signal phases, lane position, sight lines, speed, impact sequence, video, and witness accounts can turn a disputed crash into a coherent explanation.
Explore Florida car accident guidanceThe investigation must identify the driver when possible while reviewing your own coverage and every other available policy.
Coverage can change with the driver’s app status and role in the collision.
Rideshare claimsThe civil injury claim is separate from the criminal case and may involve additional evidence and responsible parties.
DUI accident claimsAn employer, owner, contractor, maintenance company, or commercial insurer may share responsibility.
Commercial vehicle claimsA claim is not only a repair bill or a stack of medical charges. It may involve the work you missed, help you now need, plans you lost, movement you no longer have, and uncertainty about the future.
We connect those consequences to reliable evidence and available coverage without a made-up online calculator or a promise no lawyer can responsibly make.
Katz & Associates has served South East Florida since 2005 and represents injured people in Palm Beach Gardens and Palm Beach County from the firm’s established Stuart office.
You should not have to learn an insurance system while you are hurt. We explain the decisions, keep you informed, and build the medical, insurance, work, and family consequences into a claim the insurer has to address.
770 SE Indian Street, Suite A-16These questions often matter before a statement, release, repair choice, or settlement fixes the insurance company’s version of what happened.
Start with the responding agency. Palm Beach Gardens Police may hold a city report, while the Palm Beach County Sheriff’s Office or Florida Highway Patrol may handle crashes outside city jurisdiction or on major highways. FLHSMV explains the statewide report portal.
Do not assume a broad recorded statement is harmless just because an adjuster requests it. The answer depends on who is calling, which policy applies, and what information is actually required. We can identify the caller’s role and help protect you from guessing about fault or injuries.
Emergency-room care is not the only possible starting point. Seek appropriate medical care based on your condition. Florida PIP law generally ties medical benefits to receiving initial services and care within 14 days after the crash, which is separate from deciding what treatment is medically necessary.
PIP may pay qualifying benefits first. Health insurance, medical-payment coverage, liens, and the liability claim can also affect how bills are handled. The correct path depends on the policies, providers, injuries, and facts of the collision.
An adjuster’s percentage is not the final word. Florida’s modified comparative fault law can reduce damages based on assigned fault and generally bars recovery when a party is found more than 50 percent at fault in covered negligence actions. The evidence should be reviewed before accepting that conclusion.
Report a hit-and-run promptly and review every available policy. Uninsured or underinsured motorist coverage, household policies, an employer, a vehicle owner, or another responsible party may affect the options. The wording of each policy matters.
Florida generally provides two years for an action founded on negligence, but the correct deadline can change with the crash date, parties, claim type, notice requirements, and other facts. Video, vehicle data, and witness memories can disappear long before a filing deadline.
You do not need the right legal terms or every record in hand. Tell us what happened, what hurts, and what the insurance company has asked you to do. We will help identify what matters first and explain how we can take it from here.
Call 772-933-5289No attorney fee unless compensation is recovered for you.
